I support this pre-paid e-money solution whole-heartedly. Not only because of its accessibility, but because it affords me the convenience, security and affordability that several other payment platforms do not. As far as convenience is concerned, I found both the registration process, as well as the actual payment practice to be really painless. To register a click2pay account, one needs to log onto their website, select the preferred language option and complete an e-form. Once done, the user can pre-load the click2pay account with funds via credit card, debit card or money transfer. The latter is a the cheaper alternative, but there are more often than not, delays of up to 3 days for fund authorization. Credit card deposits into a click2pay account are charged a fee of 3%, but unlike using a credit card, there are no monthly or annual fees on a click2pay account.
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How to Use Click2Pay
Using click2pay is as easy, and in fact, almost entirely the same as using internet banking. The user simply logs onto his/her click2pay account using a pre-assigned PAN (Personal Account Number) and selects the beneficiary and amount to be transferred. Within seconds, the payment is made and the click2pay account is debited the amount that was transferred to the online vendor.
When using click2pay, the only involvement an online vendor has in the payment process, is to verify that the transfer has been effective. They are in no way privy to banking account or any other confidential information, making this a really safe way to make payments online. click2pay also utilizes highly advanced encryption technology and fraud detection systems to ensure that the account holders finances are secure.
Click2Pay Debit Card
I am also a click2pay debit card holder. These can be ordered at their website, and are simply a means by which withdrawals out of the click2pay account are made more efficient. The alternative is a check withdrawal, but the processing thereof takes up to 5 working days. It should be noted, that both withdrawal methods are charged at flat fee of 10 Euro, so it is best to make large withdrawals less of the time.